A single payment, followed from a business joining the platform through to proof that every kwacha owed is backed by money actually held. Step through it at your own pace.
📱
Payer
Mobile-money customer
🔀
Licensed rail
Primenet · MTN·Airtel·Zamtel
⚙️
Kokeb Pay
Ledger & balances
🏬
Business
Segregated balance
Trust account (safeguarding)
K0.00
Business — not yet onboarded
Name—
Know-your-businessNot started
Collection — none
Reference—
Business balanceK0.00
Nothing is credited until the payment is confirmed.
Ledger — double entry
No entries yet. The books only move when money does.
Safeguarding check
Owed
—
=
Held in trust
—
Runs once money has settled.
Scripted demonstration mirroring the platform's real end-to-end flow (onboard → KYB → provider-confirmed collection → ledger posting → safeguarding reconciliation). Figures shown for K250. The same sequence runs live on the production system.